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Buy to Let and First Time Mortgages Specialists

Welcome to the Mortgage Specialist Web Site. Here you will be able to see the best mortgage deals currently available on the market (updated weekly). We source our mortgages from the whole market and have access to over 40 lenders nationally. We are a UK Mortgage Broker who specialise in UK Mortgages

We specialise in Buy to Let Mortgages, Let to Buy Mortgages, House Purchases and Remortgages.

Many of our products are exclusive and not available through high street branches of the lenders concerned. With over 20 years experience of the mortgage market we aim to give you a first class service for all your mortgage and loan requirements.

We have several sections which will be of interest to our mortgage hunters.

Get a Mortgage Quotation

Save yourself lots of time and money by getting an online quotation for the mortgage your require. Our staff can give you a fast and easy turnaround, simply fill in your details on our quotation page.

Mortgage Sections

We have several sections to our site, why not try our Try out our Mortgage Calculator , or visit one of our several sections which include mortgages for all situations, these include Re-Mortgages , First Time Buyer Mortgages , Equity Release , Let to Buy Mortgages , Buy to Let Mortgages

Our Latest Mortgage Deals

Current Mortgages Deals
Rate Duration	Summary Of Rates	Cost of Comparison %
2yrs	4.95% fix for 2 yrs 90% no product fee	4.95% APR
3yrs	95% First Time Buyer 5.79% 3 year fix	5.79% APR
2yrs	Base Tracker for 2 years 1.99% APR 2.57%	1.99% APR
1yrs	Bridging Finance - No Age Limit 1.1% per month	1.1% APR
1yrs	Bridging Finance Lowest rates	1.1% APR
2yrs	80% Buy-To-Let 5.49% 2 year discount	5.49% APR
3yrs	Fix 4.39% 3 yr 75% ltv Buy-to-Let	4.39% APR
2yrs	4.79% 2 yr Discount 80%	4.79% APR
5yrs	Buy-to-Let 5.04% 5 yr Fix 75% APR 5.77%	5.04% APR
2yrs	Buy-to-Let Base Fixed 5.99% 85%	5.99% APR
2yrs	BUY-TO-LET 4.89% 2 year Fix 75%ltv Low fee	4.89% APR
2yrs	BTL 3.74% 2 year discount low fee £899 70% max	3.74% APR
3yrs	3 year discount 5.25% Buy to Let 80% ltv	5.25% APR
2yrs	Buy to Let First Time Buyer 4.19% 2 yr fix 75%ltv	4.19% APR
3yrs	Buy to Let First Time Buyer 4.49% 3 yr fix 75%ltv	4.49% APR
2yrs	2 Year Fix 3.59% Buy-to-Let 70% max	3.59% APR
2yrs	Buy-to-let 3.29% BRT 2 yrs 75%	3.29% APR
2yrs	4.99% 2 yr Discount 80% max ltv	4.99% APR
2yrs	2 Fix 2.89% free val & Legals APR 3.75%	2.89% APR
2yrs	2 year BRT 2.24% free val & legals APR 2.89%	2.24% APR
2yrs	95% 5.79% 2 yr fix First time buyer	5.79% APR
3yrs	First Time Buyer 5.79% 3 yr Fix 95%	5.79% APR
2yrs	Buy-to-Let First time buyer 4.49% 2 yr Tracker	4.49% APR
2yrs	2 year Fix 3.89% APR 4.25% to 85%	3.89% APR
5yrs	80% ltv 5 year Fix 3.99% APR 4.74	3.99% APR
3yrs	3 yr fix 3.19% APR 3.98% 75% Ltv	3.19% APR
3yrs	3.09% Fixed 3 years APR 4.25% 70%	3.09% APR
2yrs	3.55% 2 year fix to 80%ltv No lender fees	3.55% APR
2yrs	Holiday let 70% 4.59% 2 year fix	4.59% APR
2yrs	Loan £1million+ 4.59% fix 2 yrs APR 5.6% 85%max	4.59% APR
2yrs	Large Loan £1million+ 3.99% 2 yr fix 80% max	3.99% APR
3yrs	Let-to-Buy 3 year Fix 4.29% APR 5.15% 85% Max	4.29% APR
3yrs	3 year Tracker at 3.79% Let-to-Buy APR 4.55%	3.79% APR
2yrs	Let-to-Buy 3.79% fix 2 year APR 4.45%	3.79% APR
2yrs	2 year Base Tracker 3.19% APR 4.01% 85% max	3.19% APR
2yrs	4.49% variable to 70%	4.49% APR
2yrs	2 year Tracker no penalty 2.59% APR 3.44%	2.59% APR
2yrs	6.79% Adverse Credit 2 year fix APR 7.65%	6.79% APR
2yrs	2 year tracker 1.99% APR 2.64%	1.995% APR
2yrs	Remortgage 1.99% 2 yr Tracker APR 2.76% 75%	1.99% APR
2yrs	2 year Fix 2.59% APR 3.60% 75% max	2.59% APR
3yrs	Right to Buy 5.99% Fixed 3 years	5.99% APR
2yrs	Secured Loans from 7.9%	7.9% APR
2yrs	Self Build advance payments available	5.69% APR
2yrs	Self Employed 1 years accounts and Projection 80%	5.99% APR
2yrs	Shared Ownership 3.69% Fix 2 years	3.69% APR
2yrs	5.49% variable 75% Buy-to-Let	5.49% APR
3yrs	70% Variable Rate 4.29%	4.29% APR
2yrs	4.05% Variable to 60% Re-mortgage	4.05% APR
2yrs	Turkish Mortgages to 75% 4.30%	4.3% APR
2yrs	Unsecured Business loan from 7% £25k to £100k	7% APR

for further information regarding any of these products, Please fill in our enquiry form

"THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE"

M Davies Mortgages Ltd is authorised and regulated by the Financial Services Authority FSA Number 302051 Consumer Credit Licence Number 546033

FEES - "We do not charge a fee for arranging your mortgage, unless the amount you need to borrow is less than £150,000 when a fee of up to 0.50% will apply, the typical fee is £450

The APRs quoted above are costs for comparison. The actual rate will depend on your circumstances. Ask for a personalised illustration.

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