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Self Certification Mortgages
Income difficult to prove, Self Employed Self Certification Mortgage if you are employed or self employed and your declared net profits are low because your accountant has done his job well in keeping your tax bill down, or some of your income is difficult to prove; when it comes to arranging a mortgage this can be detrimental with lenders using the net profit figure to decide how much money they are prepared to lend you and usually this means it is not enough for your needs. The way to solve this problem is to arrange a self certification mortgage, which means that you do not have to provide accounts, but simply certify that you have sufficient income to service the loan. You could qualify for up to 90% of the purchase price. Even if you have adverse credit or previous arrears 85% is quite achievable.Take a look at our self certification mortgages below
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